Mumbai woman leaves ₹7 LPA job in India, moves to US to study. Now earns over ₹1 crore
The journey from the busy streets of Mumbai to a corporate office in the US is a path paved with hard work and strategic education for Samruddhi Mry. Leaving behind a ₹7 LPA job in India, she pursued a Master’s in Business Analytics to unlock new opportunities, eventually landing a senior business analyst role at Dish Network’s Boost Mobile. Today, she earns $115,000 (approximately ₹1 crore) and has a structured financial life. In a conversation with HT.com, she opened up about her “NRI experience” and her monthly expenses of living in the USA with her husband.The Mumbai woman who has now built a life for herself in the US with her husband. (Samruddhi Mry)Why did she relocate to America?Samruddhi Mry from Mumbai was working at ADP as a financial analyst, earning ₹7 LPA when she took the brave decision to leave her “stable job” and relocate to America for higher education. In 2022, she began her journey and eventually completed a Master’s in Business Analytics.Also Read: Dubai ruler treats Indian expat’s daughter to coffee, says ‘God bless you’ to kidsHer bold decision and hard work paid off, and she now works at Boost Mobile, a Dish Network subsidiary, as a senior business analyst. “I earn $115,000 per annum,” she told HT.com.What is her monthly expense?She stays with her husband and splits the monthly costs, including rent. A significant portion of the monthly budget is dedicated to housing and home maintenance. Samruddhi and her husband share a monthly rent of nearly ₹2,35,381, which comes to about ₹1,17,685 per head. To keep the home in order, they employ a cleaning service once or twice a month at a rate of ₹15,000 per visit. For the remainder of the time, the couple handles household chores themselves to maintain a balance between convenience and cost savings.When it comes to daily living, Mry prioritises home-cooked meals, which keeps the “eating out” budget at a manageable ₹45,000 per month. However, grocery costs remain a major line item, averaging roughly ₹90,000 monthly, though this figure occasionally fluctuates. Additionally, she and her husband have a unique approach to healthcare expenses, spending approximately ₹1 lakh every three months to keep a well-stocked supply of over-the-counter medicines.Financial discipline is a core part of her lifestyle, with 10% of her total earnings automatically directed into an emergency fund. Beyond her life in the US, Samruddhi also maintains a strong financial connection to her roots, spending roughly ₹80,000 per month for “India expenses”. After accounting for another ₹50,000 or so in miscellaneous costs, her financial plan remains focused on achieving long-term independence and early retirement.Also Read:
