Bengaluru man says he feels poor despite earning ₹2 lakh a month: ‘I have money, but…’
A 26-year-old Bengaluru-based man has sparked a discussion on Reddit after admitting that he feels “poor” despite earning ₹2 lakh a month and having no debt. In a post titled “Rant, Feeling poor: Earning ₹2l a month with ₹0 debt,” the man said that while he is financially stable on paper, he constantly worries about money and struggles to feel content.The man said that even buying a shirt priced above ₹750 makes him anxious. (Representational image/Gemini AI generated)”I’m 26 and I make ₹2 lakh a month. I don’t have any debts, and neither does my family. It’s just my parents and me. We grew up pretty poor, like our household income was never more than ₹6-7k until I was 21, which is when I got my first job. We used to live in a tiny 10×10 room,” the Redditor shared.He said that after starting his career, he ensured his parents no longer had to work and moved them into a 2BHK home in his hometown, while he rented a 2BHK in Bengaluru.Detailing his finances, he shared that he invests ₹30,000 in mutual funds every month, puts ₹10,000 into fixed or recurring deposits, and another ₹10,000 into gold chits. He also sends ₹15,000-20,000 home to his parents and spends around ₹25,000 on rent and other monthly expenses.Over the past few years, he said that he has accumulated ₹4 lakh in stocks, ₹2 lakh in fixed deposits, around ₹2-2.5 lakh in gold, and keeps another ₹6 lakh in his salary account. He added that he has bought a scooter for commuting, furnished his parents’ home with appliances and furniture, purchased a MacBook M2 and a smartphone, and now pays for his parents’ health insurance as well as his own life insurance.Despite these milestones, the Redditor said he never feels wealthy. “Honestly, I feel satisfied with what I’ve achieved, maybe even a bit accomplished sometimes, but I never feel rich,” he wrote.(Also Read:
