Couple ‘earning ₹5 lakh a month, having ₹70 lakh in gold’ feels they’re not rich

“High earner, but not rich yet”—that’s how a 27-year-old software engineer describes his situation despite making ₹5 lakh a month alongside his wife. He believes that the standard coding roles won’t survive the next five to six years, and he is looking to aggressively pivot from high income to hard assets. His strategy? Heavy monthly investments in gold, FDs, and US equities to secure his family’s future before the job market shifts permanently.A man wrote on Reddit that he and his wife work in tech. (Representational image). (Pexels)“High earner but not rich yet,” a 27-year-old man wrote on Reddit. He added, “We have 15L worth of gold coins, 7L worth of US Stocks, 3L worth of FDs. (No loans, parents’ home, own car).”Also Read: