Gurgaon man with ₹3 cr house breaks down brutal cost of luxury living in city: ‘Need ₹7.5 lakh/month just to breathe’ | Trending

A Gurgaon resident has sparked conversation on LinkedIn after sharing a brutally honest post that breaks down the financial demands of maintaining a high-end lifestyle in one of the city’s most expensive neighbourhoods. A Gurgaon man shared his luxury lifestyle costs on LinkedIn.(Representational image/Unsplash) (Also read: Gurgaon man roasted for job post: ‘You’ll be underpaid and overstretched’) The man, identified as Vaibhav J., opened his post with a stark confession: “I own a house in Gurgaon, India. Translation: I need ₹7.5 lakh/month just to breathe.” What followed was a line–line breakdown of his monthly expenses: “Here’s what you really signed up for: ₹2.08 lakh EMI for a ₹3 crore house ₹12,000 per month maintenance for the fountain ₹60,000 car EMI – because you can’t roll up in a Swift ₹65,000 per month for IB school for kids ₹30,000 per month for a ‘foreign trip proof-of-life’ ₹30,000 monthly for domestic staff – cook, maid, driver ₹20,000 for club nights and dinners you don’t even enjoy ₹12,000 for grooming and dressing ‘DLF Phase 5 ready’ ₹10,000-plus on random purchases ₹15,000 for birthday gifts and wedding envelopes – a ‘fake smiles tax’” Adding up to a monthly spend of ₹5 lakh, he concluded with a sobering reality check: “Now factor in income tax at 30 percent. To spend ₹5 lakh a month, you need to earn ₹7.5 lakh (~ ₹90 lakh/year pre-tax). We had neither done savings nor bought insurance. And I haven’t even eaten yet. That’s not top one percent income — that’s top 0.1 percent burn rate.” Check out the post here: A post that struck a nerveThe post garnered several comments, offering a mix of agreement, humour, and constructive critique. One user wrote, “For those with fixed income in that range, income tax isn’t just 30 percent. There’s a surcharge, so it’s about a third of your income. You’d need at least ₹1.2 crore CTC to support this lifestyle.” Another observed, “Gurgaon real-estate is an unnecessary hype which people are somehow buying. But jo bhi hai, Gurgaon mein vibe hai — sirf yeh weather aur AQI chhod ke.” (Also read: Man who ‘earns more than 95% of India’ can’t afford a home in Gurgaon: ‘No car or kids, doesn’t splurge’) A third remarked with amusement, “Foreign trip proof of life… rofl. On a side note, DLF 5 is not for the faint-hearted.” Others were more critical. “If you’re purchasing a flat worth ₹3 crore, you are financially stable. So there’s no point in this melodrama. Lol,” wrote one. Someone recalled, “Over a decade ago, I was in DLF Phase 2 near JMD Arcade and later moved to Phase 5 near Amex. Things weren’t that expensive back then.”