‘I started paying off while in college’: IIM grad used side hustles to bring loan EMI down to ₹30,000
Managing an MBA expense of nearly ₹28 lakh, Kolkata native Sneha Baidya managed to reduce her education loan to under ₹5 lakh while completing her 2023–25 batch at IIM. In a candid conversation with Hindustantimes.com, the corporate professional revealed how utilising dinct income streams helped her. Now managing a monthly EMI of around ₹30,000, she aims to be completely debt-free within the next six months.Sneha Baidya, who graduated from IIM, now works in the corporate sector. (Sneha Baidya)Baidya started freelancing while still studying at IIM. She graduated from the prestigious institution in 2025. While talking about her current EMI, she shared, “Around ₹30K post MBA. There were various factors like- The repayment tenure, amount withdrawn, and interest rate.”Also Read:
