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House help, EV, and 4 holidays a year: NRI debates if ₹11 crore is enough for luxury retirement in India

Can ₹11 crore buy a lifetime of luxury and freedom in a major Indian tech hub? A 37-year-old NRI who has spent 15 years in the US is testing that exact theory as he plans a permanent return to India. With a fully paid-off home in Hyderabad and investments in US funds, he aims to permanently retire and spend time with his family, including two young children and ageing parents. Budgeting for premium schools, domestic help, an electric vehicle, and multiple holidays, he estimates his family’s monthly expenses at ₹2.5 lakh. The man’s financial dilemma highlights a growing trend among young global professionals looking to leverage foreign savings to achieve an early, work-free lifestyle back home.A man asked if he could retire in India with his wife and two kids. (Representative image). (Unsplash)“37M with $1M in US investments + paid off home in Hyderabad. Can I retire now,” the man wrote on Reddit.Also Read:

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